I’ve been a member for 3 years, I’ve doubled my portfolio using KISS. It’s made up for all the losses I had experienced during the dot com bust and GFC, with a lot less stress mind you which is really important now that I’m older and retired. Thanks and God bless you DD.

An absolutely simple & systematic approach to investing from @42Macro. I banged my head against the wall for years trying to beat the market. While I did ok, I was constantly stressing over my portfolio. Switched to KISS & I’m not only beating the market, I’m way less stressed!

62 year old medical professional with investment industry experience in 90’s. Lost 50% of my money during tech crash 2000 and then underperformed for 16 years trying to outsmart market! Started subscribing big D at HE 2016 and then followed him because I wanted better portfolio guidance. I can vouch for big D’s process because now sitting on mid 7 figure accounts because he’s correctly called every crash last 10 years: Dec 2018 / March 2020 / 2022 / spring 2025…..

Thanks for all you do DD. I joined 42 Macro in January. It was my New Year’s resolution to myself to become a better steward of my retirement savings. I’m 57 years old and started investing in 1995. I lived through those horrible downturns over the years often referenced by you. I didn’t know what Type 2 errors were until I discovered 42 Macro. Looking back now, it’s easy for me to see how many Type 2 errors I committed. Fortunately I had time to make up some ground. However, it makes me sick thinking about how much better off I’d be now if I had a risk management process in place. With that behind me, I now manage 100% of my retirement savings using KISS because I just don’t have time to recover from a Type 2 error. I’ll take as many Type 1 errors that come my way to avoid a Type 2 error. When the signals come, I execute, then go back to what I was doing and don’t think twice about it. Thank you again and God bless.

A Veteran of a Lived Type II Error

I think you only need to live through one Type II error — a life-altering market mistake — to make damn sure you never make such mistakes again. Mine was the Great Financial Crisis. I rode the decline down convinced it would turn, and lost 80% of my portfolio in about two weeks. By the time fear forced me to sell, I was capitulating near the bottom — then stayed too scared to buy back in and missed a major part of the recovery. If I hadn’t had a successful business to fall back on, I have no doubt I’d have gone bankrupt. An extraordinarily painful lesson I needed to learn, and one I hopefully never have to live through again.

42 Macro was exactly what I was looking for when I joined last year after some poor portfolio returns in ‘22-‘24. I came in thinking KISS was just a way to boost returns. What I learned soon after joining is the real value isn’t the superior return of KISS — it’s in keeping me from ever letting my emotions dictate my investment decisions and making stupid Type II errors again. Alpha’s great, but in my book, that’s the cherry on top of 42 Macro’s true value.

Thank you, Skipper — for keeping me, and so many other members, on the right side of market risk. Take it from someone who’s lived a Type II error: you never want to experience one yourself, and as a 42 Macro member, you won’t have to.

I am a member because I also want to avoid being in the market for a dot com, 2008 etc… crash. I went through both the dot com and 2008. I also want to be in the market at the right times. In the past when I exited the market it was tough getting back into the market with confidence. I feel confident with exiting and entering the market with what Darius and 42 Macro have built. Thanks Darius!

Thanks for all you do for the community! My portfolio has outperformed benchmarks by a significant margin with the help of KISS and Dr. Mo.

Thank you for all your research and guidance. As a result of your help, I am making more money with less effort.

I’ve been following KISS for the past 3 years with great success, and I can confidently say that 42 Macro is by far the best macro risk-management firm out there. You’ve completely changed the way I think about investing and risk management, and it has genuinely had a life-changing impact on me.

I am in my 42nd year of doing this work and you are one of the best that I have come across during that time. I spent 18-years working alongside Marty Zweig and find a lot of what he preached included in your work on managing market risk and opportunity. I am fortunate to have been wise enough to be one of your subscribers.

Single best macro economic analysis and guidance I’ve seen in 30 years of portfolio management. Do yourselves and or your clients a favor and tune in.

I’ve lived through 2000 and 2008, I have no desire to have my portfolio exposed to those outcomes again.

But before 42 Macro I’ve been too conservative. It’s worked out because I bet successfully on my income, but my investment outcomes could have been better. Most of my thinking before was born from the scars of 2000 and 2008, where I saw friends and coworkers get blown up. I was not going to let that happen to me.

So… trend following I like more than buy and hold or following narratives around. Your version of trend following I very much like. Risk management I like. Have most of the cake and not have to get eaten alive by a bear market I like a lot, and thank you for bringing it to the masses like me and my family.

For those that are new, I’d say stick with it. Allocate a portion of your portfolio to KISS. Watch and learn and listen. At worst you will have a diversifying strategy in your portfolio. More likely you’ll increase your allocation as you see the value DD is bringing.

I’ve watched what you’ve built and the run you’ve had since early 2021. You could have & likely would have been a billionaire by now on 2 & 20. I saw the choice you made very intentionally to forgo that and keep 42 Macro accessible to everyday folks. It’s a beautiful mission and probably one of, if not the, most Christian things that has ever been done in finance. I’m honored if I can help with that mission in any way.

61 year old here following DD from his prior employer since 2016. FWIW I allocate 90% of a mid 7 figure retirement account to KISS. The ‘market timing’ signals have helped me avoid last 4 crashes (Dec 2018 / March 2020 / summer 2022 and 2025).

While I was a young without a big sum invested in the ‘00 crash, it stung nonetheless. I remember one tech based mutual fund I was put in by a financial advisor went bust….a mutual fund to $0- unreal. That was when I really got addicted to bear porn. I subscribed to Dr Doom’s (Marc Faber) newsletter….and even thought he was wrong when he turned bullish.

I had a good income so investing conservatively worked out ok….especially since ½ got wiped out in a divorce in ‘10. After the GFC I felt validated…and then missed most of the ridiculous run up to where we are today.

I saw Darius on a podcast and realized that this guy is different. I read his life story and, after wiping the tears off my keyboard, knew that I had found my investing Sherpa. A brilliant, self-made bad ass with a heart- truly one in a billion. Not to fanboy too much, but after three years with 42macro I felt confident enough to announce my retirement from a lucrative career that I borderline despised. Thank you Skipper!

For those chasing ytd returns- please note that 42macro doesn’t include any of the sustained drawdowns in their back tests….like the 14 years it took QQQ to get back to 0% total return after the ‘00 bust. We are due for a “big one” and this service will probably help you avoid most of the bust, but also overcome the fear of loss to get back in for the reflation that always follows. Those comparative returns will be DD’s ultimate “I told you so”. I hope no one has to feel foolish for having the answer to the test, but not trusting it.

This post felt like a Bear Porn Anonymous intro statement-haha…thanks for listening, and thank you Darius and the 42macro team!

Things look nasty. Have never felt so comfortable being 80% in cash and preserving my overall net asset value! It’s brilliant that this decision is now being driven not by a podcast and excitable hosts. It is being driven by data and quantitative models.

God bless, and thank you and the team for all you do.

Skipper and the 42 Macro team,

I have been using your service for a couple of years now and am so happy with the results. You provide one-of-a-kind service for non-institutional investors. Thank you for all you do!

For those of you who weren’t in the market in late September 2008, check out this video: https://www.youtube.com/watch?v=bluUxKIB4pA. Darius often mentions how markets take an escalator up and an elevator down and you really can’t appreciate this dynamic unless you’ve lived through such a market first-hand. We really haven’t had a correction like that since 2008, and the correction during COVID was small by comparison. It was two weeks beginning in late September 2008 in which I lost 80% of my portfolio value; that’s also when Lehman Brothers went bankrupt, considered impossible at the time. It’s one thing to watch what happened through the lens of history, another thing to live through it as an active market participant. Unfortunately, I didn’t have a company like 42 Macro in my corner back then. God forbid we go through another market correction like 2008 in the near future — but if we do, I can sleep well at night knowing 42 Macro has my back.

I joined 42Macro to get a better understanding of ‘how’ to invest in these increasingly turbulent times because I recognized that my lack of in-depth knowledge was costing me (financially, mentally, emotionally).

Now, I recognize how much I really didn’t know!!! The depth of research is way above my head, and the fact that I can access it for a meager fee speaks volumes to Darius’ mission, which I empathize with and am grateful for.

Today, instead of fretting over every bipolar headline about AI, semis, inflation, war, etc. I am happily sitting on a good chunk of cash, waiting for the buy signals. I don’t mind. 4% risk-free returns IS a position.

100%! @DariusDale42 always does a fantastic job at explaining complex stuff and breaking it down nicely and understandable !!!

I’m about 1 year in with 42 Macro and am very happy with Kiss and the excellent commentary and research we benefit from and the signal advice we get to trade under Kiss.

96% of our portfolio is in KISS and I trade 4% in futures. KISS is up 20% YoY while the futures day/swing trading account is down 50%. Can’t argue with these numbers.

One of my favorite DD quotes applies here is, “Don’t try to play Captain Hedge Fund.”

DD has been doing this for decades and has seen plenty of hedge funds come and go. He knows the market is systematically engineered to prey on retail investors’ and hedge fund managers’ cognitive biases. That’s why he built 42 Macro—to help us retail investors “retire comfortably and on time” so we don’t end up as another blown-up fund manager sitting on the beach 🙂

It’s been liberating to have DD and team do the deeply analytical work that used to take me far too many hours and result in far lower-quality output than 42 Macro generates.

I’m now a walking advertisement for 42 Macro to my network who are happily paying 2/20 or 3/30 to someone else who runs a completely opaque process and risk management practices.

I don’t know DD beyond our interactions here, but it’s pretty obvious that he is a rare find on Wall Street: A mission-driven educator who counts success not by the fees he collects but by the comfortable retirements he helps to manifest.

There will always be takers and givers, you have always shown us that you are a giver. Keep it up.

My clients and I sleep very well at night thanks to your service. I can’t appreciate you enough.

Thank you again for what you do. KISS is great at avoiding drawdowns, and the last two times I ignored the KISS signals to take down risk, I suffered a portfolio drawdown that was larger than I expected. So, I am now happy to eat as many Type 1 errors as possible to avoid Type 2 errors. Keep up the good work.

I’m 53, have a job, family, and am focused on my Second Curve and spending less time at my desk and more time with ftiends and family. KISS frees my mind from useless alpha seeking or market timing nonsense.

And I’m guessing I’m not alone.

All the best to you and your family. And thank you for what you do and how you do it.

I’ve been investing for 30 years trying a variety of subscriptions sites. 42Macro is the BEST SERVICE by far.

Without 42 Macro, I would have nowhere else to go. Truly appreciate this gift of a service.

Thank you Darius for everything you and your team provides to this community. Your approach for open communication, kindness, and mentorship reminds me much of what I’ve read of David Swensen.

I have participated in every major market move of the last 40 years – often on the wrong side of market risk.

I am >70, retired, and generally comfortable – which is somewhat miraculous since I have spent a lot of time responding to my “feelings”, and thinking my deep study oif the market would make me feel better. Of course, learning about the market is required / helpful — but as DD explains, it’s so you have confidence to act even if it doesn’t remove the discomfort.

In the end, I have concluded market success is a lot like the saying about sausage – You love the end result, but you hate seeing the process.

Following KISS / Dr Mo means you have a low-level job in the sausage factory — it doesn’t mean you have a vote on the recipe.

Having followed 42M > 3yrs, I believe Darius is massively incented to have the best recipe possible. I will never feel comfortable with whipsaws and uncertainty, but allowing that discomfort too much authority has cost me way more money than systematic course-correcting ever would have.

So, in the end, watching the sausage grinder is not always fun, but the smell from the grill at the end of the day is awesome.

Note…. this does not mean I have 100% of my money in the 3 KISS instruments. KISS is a solid portion of my assets, which also include a meaningful bond ladder, and some Mng Fut / Trend etfs, and a sprinkle of tail risk, and an occasional Dr Mo tactical trade. Each slice has a playbook. Darius is the captain of the slice that has the best shot of outrunning debasement – which makes everything else possible.

I am so grateful for DD and KISS. I can’t wait for the ETF so I can close my eyes when I get emotional and I don’t have to physically do trades! Again- I am so appreciative of DD and all he does for our community.

I’m grateful that the guardrails of Dr. Mo is safeguarding me and limiting any potential losses to acceptable levels.

First post. Regular retail guy. Happy subscriber since July ‘24.

It took me longer than it should have to trust the signals. I was sure I knew better. Kept telling myself this time was different and that my oversized risk positions wouldn’t get hit. They always did. Deep drawdowns.

The chart shows exactly when I dropped the bias and started following the process — after the third big drawdown. Much smoother returns since and more peace of mind.

All I can say is “Thank you”…..I literally don’t know what I would do without 42 Macro.

I’ve resolved that I’m done trying to beat KISS with Dr Mo because the KISS system is so good at it’s stated goal. That said, I’m keeping my LMN subscription because it’s great info and I want to support ya’ll.

Please know you and your team are appreciated by nearly all- truly a life changing service!

I too am loving the reduction in stress and panic attacks knowing that KISS and DD have my back and I don’t have to live through another 50%+ drawdown in my retirement savings when I don’t have enough working runway left to recover.

Ditto to what so many others have already said. Darius, I am immensely grateful for what you do.

Beyond the high-quality research and investment signals you provide through KISS and Dr. Mo, I’m especially grateful for the time you take to educate and coach us through an extraordinarily volatile and uncertain market environment.

The more deeply I engage with the research, the more I appreciate the framework behind it. You have spent an enormous amount of time explaining how AI and other structural changes are reshaping the economic and investment landscape, and your work is helping us think through and prepare for a world that will look very different from the one we’ve known.

The value of both your research and your willingness to teach is immeasurable to me.

With immense gratitude, thank you for everything you do.

I love 42 Macro and all it has provided to me, my clients, and my business.

I like this service and look forward to the daily Macro Minute. In 25 years of working and saving I learned that markets and trends change often. I’d get good financial advice and think it was permanent. After riding out the GFC (a more than 50% drop in my then-pathetic 401k) I never wanted to do that again. I wanted a service that helped me keep up with the changes instead of relying on “buy and hold” in my 50s. This service has been ideal for what I need.

Personally, I cannot believe how well the signals are cutting off my left tail and keeping me out of trouble.

Not to mention how much my stress levels have gone down. Keep up the awesome work, Team42. We appreciate you all.

I came to 42 Macro in April 2025 because I was tired of stressing over FOMO and FOML. It was a fantastic decision that not only relieved my stress and psychology, it grew my account by double digits.

Thank you!

Huge fan of the new Executive Summary layout!

The new Q&A structure is a game-changer for busy investors. It breaks down the headline news, tests it against core 42M themes, and translates it into ‘What This Means For Your Portfolio’—all in plain English.

Appreciate you constantly refining the product to help us learn and execute better, Skipper!

I just soaked in another great ATH! Please know that I truly appreciate all the time and effort you put into the data, analysis, and presentations. This is the most thorough and concise economic analysis I have ever seen.

Many thanks and God Bless!

Best service ever.

Thank you DD and the 42 Macro team.

What you do allows me to ignore the market most of the time. I just check what KISS says, and go on with my business. I’ve done SO much better using a (slightly customized) KISS method than I ever did trying to “beat” the market myself. Not only is my performance MUCH better, my stress MUCH less, but I got a ton of time back… I can’t thank you enough.

By generation and experience, I’m a skeptic. Following shadowstats.com used to scratch my itch in a very satisfying way. The problem is that it’s useless. Then DD came into my life and taught me that there’s always noise in data, but that it is possible to distill out actionable signals. If you haven’t noticed, 42M isn’t obsessing about any point-in-time reported UE number. It’s a focus on the change (1st derivative) and the rate of change (2nd) that gives us actionable info. And government bureaucracies, that survive by pandering to the political class and supporting whatever today’s narrative is, are never going to report an accurate number.

I think it is far more important to focus on what Skipper is teaching us, the signal, not the static number at any one point in time that is easily and habitually fudged to a narrative end.

DD has a duty to be a good steward to both his clients and employees, and I think he’s fulfilling that duty in spades. I can’t think of anyone in this field who’s more transparent, who takes accountability for mistakes, and engages directly with us in chat to educate us. I trust DD and his process with my family’s well being based on his character.

As you know, I love the service because it replicates several of the risk approaches we used in our own hedge fund. (At our peak, we ran about 5.5bn for the world’s major pension accounts). I’m now retired, and running my personal long-only portfolio, where I have about 25% of capital allocated to following KISS (can’t wait for the ETF).

ATH pivot and KISS make my weekend more enjoyable

Am very grateful, that I can skip guessing what is right or wrong and just follow kiss and dr Mo changes then enjoy this evening with friends.

Thank You team 42!

Peace of Mind is why I subscribe to 42Macro!

Thank you Darius for all you do!

I went down this rabbit hole when I retired and didn’t want to stomach the volatility of a straight 60/40 portfolio. Ray Dallio will tell you to cobble together 8-12 uncorrelated return streams, hold them, and rebalance periodically. Darius has done more work to look at regime-specific performance of asset classes and his approach of dymanic asset allocation really appeals to me.

I keep in mind the analogy of sailing into the wind. To successfully arrive at your destination, one must tack and manage constantly changing wind, weather, tides, currents, etc. KISS is not a jet ski that eliminates these factors. KISS is still a sailboat, but one that can maneuver very close to the wind — and is very agile with the spinnaker. The KISS etf as described in DD link above sounds like a next gen version of his concepts — it will be a welcome addition to my roster for taxable funds.

I subscribe quarterly to “Peace of Mind.” I believe the 97% clearly understand its value, while the 3% don’t. That’s okay. I’m excited to see where this group will be in 10, 20, or 30 years. From the bottom of my heart, I’m so happy to be a part of it.

Q: You’ve reviewed the research industry. Findings? “We opened a file on all of them. Standard procedure. Every shop on the street publishes a view, quietly deletes it, and republishes the opposite with fresh confidence – which, professionally speaking, I respect enormously. It’s good work. Clean. I’ve stolen the technique twice. Then there’s 42 Macro. They publish the model. They publish the process. They mark themselves to market in public and tell you when it went against them. My office investigated for four months looking for the angle, the hidden book, the soft-dollar arrangement, anything. Nothing. The file is empty. It’s the only genuinely honest research shop I’ve found on this planet and I find it deeply unsettling.

I tried to have Claude come up with an alternative to 42 Macro data because having it go out of business is a real risk to my retirement plan. Claude tried for about a day, built it’s own VAMS substitute, ran backtests, and finally admitted: “I just can’t match Darius Dale’s proprietary VAMS model in terms of performing well in downturns and protecting capital.” It just gave up, told me to never cancel my 42 Macro subscription, and said that I would likely just need to go back to “buy and hold” if 42 Macro ceases to exist. It told me that my 42 Macro monthly subscription costs pay for themselves many times over with just one major drawdown (it showed me the cost vs. benefit ratio on an average correction). The value of Claude has been to know my specific circumstances (no longer an accumulator, pension status, tax situation, and my personal risk-tolerance profile) and then help me create a customized KISS based on Dr. Mo data that has lower volatility and 4th Turning resistance (another benefit of listening to DD), so I can sleep at night. 42 Macro data is usually what convinces me to take more risk than I normally would.

As a UK Investor and 5 yr DD fan, I have moved to a more disciplined investor using KISS (plus a little side action in thematics under Dr Mo)) for the last year and now sleep well in retirement.

I appreciate 42Macro to allow me to take on risk, knowing that 42Macro will let me know when to de-risk and this allows me to sleep well at night! I love the education I am getting from Darius and 42Macro and look forward to supporting DD in his endeavors. I intent to take profits in the next 12 months on existing positions and move that money into the KISS ETF!

My view is I lived through dot bomb close up and followed that with getting out before 2008, so I know what that pain is. What has been harder is when to be IN. I’ve chronically under allocated. KISS allows me to do more because I trust in the risk management.

I can speak for my 42macro experience in ‘24 & ‘25: 25% annual return. I would unequivocally call that capturing the big trend.

I started at a brokerage house in Jan 2000, just in time for the dot com bubble to burst… I got licensed in 2006 to work with clients and began a Masters in Finance in 2008, just in time for markets to tank again. From 2000 to 2009 the S&P 500 went no where … I’ve added two more Masters since then (Masters in Investment Management and Financial Analysis in 2016). I don’t say this because I think I’m smart… There are plenty here smarter than I am… but to emphasize that neither the book-smart lectures I’ve had over the years, nor the many prognosticators, slash gurus, slash vendors, slash CFAs, slash professors have added as much clarity to my investment process as DD. Luckily, I’ve survived the ups and downs and manage $250+ million guided by DD’s fundamental research views and the risk mgt overlay. I do use a modified version of KISS, but 42Macro is the lifeblood of my process. So… after 25+ years of dealing with two secular bear markets, all sorts of “investors”, services, macro providers, and really meeting some of the smartest people and institutional investors around, you can imagine the peace of mind DD can bring to someone like me. I truly haven’t seen a better service.

I want to share my appreciation for what DD and 42 Macro have done for me and I hope others will pile on if they have never expressed their appreciation in a prior post. As a father of 4 kids under the age of 7 and a small business owner, I struggle to allocate my precious time to the right places. Prior to 42 Macro it was not so much a struggle, just failure. When i wasn’t working, I was learning about investing and how to manage my family’s wealth and be a good steward. Making investment decisions were gut wrenching and I always felt like hedge fund managers were tapped into my computer watching my trades and instantly moving the market against me. I worried, a lot. The harder I tried to learn the more I doubted every decision I made. Luckily, I never blew myself up, although type 2 errors were plentiful. The worst part was I couldn’t be present with my family even when we were physically together. I would be dwelling over bad decisions, and fearful I would miss my children’s youth trying to accumulate enough wealth to step away from my business. I really didn’t know what to expect when I joined. I had followed other systems before without much success. I am not a trusting person, but for some reason Darius, if nothing else made me WANT to trust him. The longer I have been here the more I have trusted not only KISS and DRMO, but more importantly, Darius. I have never met the man, perhaps one day I will. If I do, I will make sure to tell him the utmost appreciation I have for allowing me to be present with and enjoy my family. He has given me this gift even though I know from his own words, he sacrifices time with his own family to give it. I’m not here to beat the hedge funds, nor even the SPY. I’m here for many more important reasons than annual benchmark outperformance. Thank you Darius and Team 42.

Darius is fantastic at what he does and he may not claim to be the best (because he is an honest, humble man), but 42 Macro has to be one of the best investment services out there. I think it’s an incredible product and I can’t speak more highly of Darius!!

Been with 42 macro for three years. Still getting my head around it but glad you didn’t dumb it down Darius. It’s an amazing product so glad I stumbled across it!! You should be proud of what you’ve done. I tell everyone who will listen and some of the people who won’t!

Im so glad I finally bit the bullet and signed up. I always felt in awe of you. I really wasn’t sure I’d be able to follow or understand your genius mind and economic knowledge.

The implementation is so easy really and I love the new watchlist feature.

Honestly, I’ve never felt safer investing than the last two months under your guidance.

I truly wish I had been brave enough to sign up years ago and want to encourage general folk to just jump in, its really not so hard.

This is my first post. I’ve been following your MM and other posts for the past nine months or so, and I must say I’m impressed by your methodology. I’ve seen services that offer macro perspectives – although none as comprehensive as yours – and I’ve seen services that offer technical insights. But I’ve never seen a service that integrates these two disciplines the way 42 Macro does. I’ve seen plenty of macro strategists go off the rails in a big way when the market doesn’t agree with their preferred view. Your micro overlay prevents that from happening, or at least minimizes the damage. Likewise, your macro overlay provides the kind of deep insight about which way to be leaning that is completely lacking in pure technical analysis. So conceptually, your methodology is far superior to most, as far as I can see. I’m very glad to have found you and look forward to where you lead us in the future. Keep up the good work!

I subscribe for RISK MANAGEMENT advice and 42Macro and KISS are doing exactly that for me. I’m looking forward to continuing to grow my modest portfolio when it is the right time to do that, and sit on the sidelines when it is the right time to do that instead.

Cheers, Team42. LFG!

Even imperfectly following DD’s work has allowed me to retire early with some peace that I can navigate the global dumpster fire.

I’m nearly retired (16 months to go) and have been a member for 1.5 years. I’m here so that I can grow my wealth without blowing myself up in the next bear market. Last year was great for me at 22% (never did that before), I sleep much better at night knowing DD and his team have my back against destruction of my retirement. Grateful for 42 Macro.

The other side of that coin is the confidence to stay invested in a powerful uptrend. If Bitcoin went to 300k from here, how many of us would have the fortitude to stay invested throughout? If Nasdaq did a 1999 and went +150% or something rarely seen, how many would take profits at +30% without KISS?

The one thing more scary than a huge red candle is a huge green candle because it forces the urge to take it and step aside. Assume looking at life-altering profits and not cashing them, and then getting 3x more. That’s when the whipsaw also pays itself back.

Super good analysis. The strategy also gives you the confidence to keep participating in retirement with the confidence to keep growing your wealth.

Following Darius and @42Macro earlier would’ve saved me a lot of unrealized losses.

Their framework around macro, liquidity and risk would’ve helped me understand much earlier when the environment was turning against my investments.

That knowledge compounds too.

I have been in the program for three years now and each year, Darius’ messages resonate more:

• What “retiring on time & comfortably” actually means across a range of possibilities
• What if you miss the 25 worst days of the market?
• Accepting type 1 errors to avoid type 2 errors
• “Compounding works better from higher NAV”

Once I really got to experience what these points meant in my portfolio. What risk management means versus investing – I don’t really wonder or worry about “the number” I need any more. It’s more about will I retire on my timeline or someone else’s? I now wonder about the range of possibilities across those different outcomes and how I use that number to define meaning and purpose regardless of whether I miss it or I exceed it.

Consequently, I tell everyone I care about about this service.

I signed up originally because you translate data into a form normies like me can understand. While last year was exceptional, not every year will be. A service like this is hard to find. the alternative is dollar cost averaging and flying blind is never fun. Appreciate the product and Ive learned things along the way. My two cents says you’re an ethical guy and that’s why you have my business.

I believe that trend following deserves a place in our portfolio because I felt too much risk to just buy and hold – I’m approaching retirement – as I had been for years. While 2022 confirmed my conservative mindset, 2023 showed me I had over allocated to those sets of tools (mainly tbills). I needed a way to stay in the market and a way to get out that wasn’t based on my gut.

So I found trend following and then found 42macro.

DD, your education continues to make me a better investor. That alone is worth the subscription.

I find KISS easy to implement and the right speed of change – daily model updates is just fine with me. I find DD education next level, thoughtful way beyond just investing. I think KISS will keep me in the market more and get me out before the S really hits the fan.

Risk management, in today’s crazy world, is ultimately a tool for peace of mind. Pretty easy ROI for $200 a quarter.

Overall this subscription is a tremendous bargain imo, and generally a great fit for people like me who want to avoid ruin and are ok sacrificing some upside vs always invested.

I’ve been a subscriber for around 1 year, and I’ve watched every single Macro Minute and Around the Horn since joining. I feel like the consistency and quality of the educational research content DD puts out is making me a better investor, and I find value in that outside of a few percentage points in any given year.

Hedge funds pay $3,000 to $5,000 a month for this level of institutional research.

I personally benchmark KISS performance against other macro funds and macro ETFs. I am happy with the performance and am grateful to DD for the value of the service.

I got my family into 42 macro and my friends as well and we all love the information that Darius puts out. I will still always listen to Darius and try to follow his advice because it is the best advice that I can find anywhere.

Last year was a massive outperformance, according to my account was up 25% vs 17% SPY.

I did something similar and got a very similar Calmar ratio to the backtest, and the gap was driven by the tops down risk management overlay which the AI has trouble replicating because that’s the IP we are paying for. VAMS is easy to replicate, the market regime changing is not. In the end this all comes down to risk tolerance and time to retirement. If you are in your 20s and 30s going naked long is probably fine but in your 40s and 50s you most likely want to preserve that nest egg. There hasn’t been a real crash since 08 but at some point there will be and at this stage in my life I’ll deal with the false alarms to avoid a 20-30% drawdown. Avoiding one bear market max drawdown will pay for the KISS subscription in perpetuity.

I started KISS in early May 2025, I’m up 31.2% since then. SPX is up 36.8% by comparison. I slept much better with lower volatility. My performance included me messing things up with deviations several times. I’m happy with the results but last year was more fun than this year… Keep up the work DD!

I beat the market by a bit last year using modified KISS, but underperformed KISS.

Listening to @DariusDale42 on @MacroVoices this morning reminded me just how exhaustively data-oriented, prolific, and thoughtfully conceived Darius’s macroeconomic analysis is. In my view, one of the absolute best in the business.

If you want to retire on time and comfortably then you should really join @42Macro so you can receive the macro risk alpha from the best in the business @DariusDale42

One thing I am certain of with 42 Macro is that DD and his team, they have our back. They are going to protect me from the BIG down move and help me back in for the next uptrend. I know that it is never a smooth process and I also learned the hard way years back it is more about controlling your risk than anything else. I am thankful each and every day whether I am down or up that as a retail investor I have this service. If you second guess this service you will suffer mentally and financially in the long run. It is best to stick with the KISS process and I for one cannot wait for the ETF to be there to make it that much simpler.

Random post here but just wanted to give darius his props. I been watching DD since the Stamford days. And I must say the best darius dale is one that is free to draw his own conclusions. Ive gone from a trader who underperforms markets to a trader that keeps pace with the US indeces without taking on the risk.

Anyone with any common sense should feel incredibly lucky to have access to this platform. Your energy is amazing, you are a true educator with an incredibly inspiring story.

Appreciate and love all you do. As a busy father to two young and active kids the peace of mind and value here is immense.

I am so grateful for a risk management tool like KISS. This is by far, the best research and portfolio design I have ever seen. I think some people forget the purpose of this service. It is for RISK MANAGEMENT, not maximum yolo profits. This is not designed to bottom tick each asset class as a buy signal (that is a personal decision to hold your nose and buy the dip), then hopefully wait for the buy signal from KISS.

Personally, I love this. A majority of my portfolio uses KISS, but I am also well aware that taking a small amount of risk outside of KISS is acceptable (aka buy the dip and wait for KISS to confirm). Use this tool with your own parameters, or follow to the T, its your money. Like I said, I follow KISS about 90%, but leave some room to buy the dips.

I just have to say, Darius and the 42 Macro team really have designed a systematic portfolio that anyone can use and feel at peace. It may not beat the S&P 500 in a bull market, but if you think that’s the point, you’ve missed it completely.

I sleep like a baby, I don’t know about you.

Thanks 42 Macro! Cheers!

Being a part of 42 Macro has contributed to my growth and understanding of financial markets, statistical concepts, and I’m extremely grateful to get access to this quality education and signal.

Hello DD. Blue Collar Retail Investor here. For about 3 years now, I have been trying to express my gratitude for your guidance, humor, patience….I could never find the words and probably still can’t. I retired about 6 years ago and for 3 of those years I was worried I would have to go back to work. I have worked in the mud and rain, banged my knuckles raw in 10 degree weather…on and on. I finally made it to $23 an hour by the time I retired and I couldn’t do it any more. I’ve read the fourth turning, tried to understand your material the best I can.. I have done very well because of you. Now my concerns are aligned more with the good people here in navigating the challenges ahead. For the newer retail investors here, just follow KISS (follow the bouncing ball). It is so easy if you don’t pretend you are a great investor.

The amount of value DD and the 42 Macro team provide for the cost of their subscription is unbelievably good.

Been following Darius for years as one of his early subscribers. Sometimes I wonder if Darius is working 30 hour days because of the quality of research he produces. The guy is also as humble as they come. And carries with him a deep message of social impact he strives to make.

I’d like to hyperventilate because of how much money I’m making!

Not that team 42Macro need any support, but this is without doubt the best actionable research I have come across anywhere. Thank you for making it available for the price you do, even when converted into ZAR.

I am actually a subscriber I just don’t post much on the. boards. Very happy with my 42 Macro subscription! Since I joined I have outperformed the S&P 500 on 2 YR, 1 YR, and YTD.

42Macro’s goal is very clear about preserving wealth, while also delivering solid market adjusted returns. I fully expect to be at market or slightly below when things are ripping….the value to me is when there’s a drawdown and we only take ½ of it because of the risk management.

I also can’t thank DD enough for his portfolio adjustments- gold wasn’t even on my radar, much less 30% allocation…..that thing crushed over last couple of years.

Anyway, very long way of saying that I feel incredibly grateful to be here and have DD as my investing sherpa- for me the goal over the next 3-5 years is to survive with savings intact and I think KISS will give us the best chance of doing that. Good luck everyone!

Just wanted to share my gratitude for the systems you have in place Darius! I saw the bullish signal on VAMS, I began to accumulate, and I stayed patient waiting for the breakout. I am now up 51% on my ETHT position. I am very very long on Eth and have trailing stops in place if it pulls back to lock in profit. Again, appreciate the good service you provide.

I trust Dr. Mo to guide us through any volatility.

I sold all of my gold when KISS told me too….and I appreciate the signal that KISS gave us and I was grateful for booking the profits. All in all KISS has added major value to our family office.

Can’t imagine not having 42 macro and this community in my life. Very thankful for the hard work DD and his team do to support us. It’s been quite therapeutic for me.

What a privilege it has been to become a member of @42Macro

This week’s video – macro scouting report – continues to remind me that there is no other way I could get this level of financial education, especially at this price point.

Thank you to the team and The Skipper @DariusDale42

Following Darius and @42Macro earlier would’ve saved me a lot of unrealized losses.

Their framework around macro, liquidity and risk would’ve helped me understand much earlier when the environment was turning against my investments.

That knowledge compounds too.

If you want to retire on time and comfortably then you should really join @42Macro so you can receive the macro risk alpha from the best in the business @DariusDale42.

Listening to @DariusDale42 on @MacroVoices this morning reminded me just how exhaustively data-oriented, prolific, and thoughtfully conceived Darius’s macroeconomic analysis is. In my view, one of the absolute best in the business.

Been following Darius for years as one of his early subscribers. Sometimes I wonder if Darius is working 30 hour days because of the quality of research he produces. The guy is also as humble as they come. And carries with him a deep message of social impact he strives to make.

I am actually a subscriber I just don’t post much on the. boards. Very happy with my 42 Macro subscription! Since I joined I have outperformed the S&P 500 on 2 YR, 1 YR, and YTD.

I have been following your work for several years now. Over time, your presence and the content you provide have proven exceptionally helpful to me, offering a steady sense of calm, much like many other members of this community have pointed out.

Focusing on what you bring to the table and on the community that supports you is what truly matters, and I wish you all the best as you keep moving forward with the same dedication.

I appreciate all that you do to help. Your service tells me what I need to hear, not what I want to hear. Staying on the right side of risk is my primary goal!!!!

I started investing in 1998 and lived through multiple Type 2 losses. Anyone who hasn’t cannot imagine the sickening feeling of watching your life’s savings get cut in half or more. Years of working and saving disappearing daily. I will gladly miss out on 4–5% to avoid feeling that ever again. Keep it up DD.

Avoiding Type 2 losses is exactly why we are here. Thank you DD for everything you do to give us the valuable KISS and Dr. Mo signals. It’s invaluable for our family.

You are providing an amazing service at affordable prices that are normally not available to average people. The majority of subscribers are incredibly grateful for what you have done. Thank you!

Skipper, hear me loud and clear… I subscribed to avoid Type 2 errors. Where can I sign the pledge card? The transparency you give to your thinking and system is a huuuge confidence builder.

I sleep like a baby these days. Nobody likes the drawdowns, but they’re inevitable. I’m at peace knowing that top-down and bottom-up KISS and Dr. Mo are going to help me avoid Type 2 errors. At 53, I’ve lived through a few of these and I’m thriving. Can’t wonder how much better off I’d be if I had not gone through some of those earlier drawdowns around Y2K and in 2008. Where was 42 Macro then… LOL

Keep rocking DD! I am rolling with you and thank you for not charging an arm and a leg so that everyday people can also protect themselves in these cold investment streets.

I’ve only been investing for about 3 years, and sat on the sidelines in defensive stocks because every chart I look at as a risk/reward investment looks like it’s heavily skewed to the downside after such a ridiculous run up. Been with 42 Macro a year, and yea maybe I’ve missed a couple %’s here and there but my portfolio is up more than my previous 2 years without 42 Macro combined, and if/when this massive bubble pops I have confidence that 42 Macro will help avoid the large drawdown that will eventually come. I’m not here to gamble, I’m here to take smart risks and not spend every day analyzing charts and whatnot. I love this subscription and don’t think I could invest in a broad ETF stress free without it. Thanks for everything DD and team!!

DD, I’m pretty new here but wanted to say I’m super impressed by your signals and system and it’s definitely the best I’ve ever seen, keep up the GREAT work!

This post alone is worth a whole year of subscription because it explains the right way to think, which will pay dividends for years to come for those who adopt this mindset. (It takes time and experience to fully think this way!) God bless you, your family, and your work! He is faithful.

This is by far the best risk management system I have found over my seven years in the industry. For those who don’t understand you, you will one day. I am extremely thankful for your service, the time you put in and the dedication you put into your craft. I am a subscriber for life. If you listen to anyone who manages risk, and/or helps to manage risk, that has a proven track record, you will realize 42 Macro IS in the top 1%. If you don’t, please have someone else manage your funds.

Thank you for all that you do! There is no other service that has taught me more about risk management, bias control and macro.

My biggest regret is the money left on the table by not subscribing sooner. A very smart man that could make much more money elsewhere, but instead has a different agenda and target and a follower of JC!

I cannot believe the insight and data we all get via 42 Macro for the cost we pay. It could easily be five times what we currently pay and still be a huge value. Thank you for all your hard work and insight, Darius.

Oh, I’m very certain most of us are fully aware that we get absolutely fantastic value for money (truth be told, I’m effectively getting paid really well for subscribing, so what’s not to like). Thanks so much for all you do for us, Darius!

Bought my kids some new school shoes today with the extra money made today. Proud to be part of Team42 and #mainstreet

I just want to say that I just finished watching the last ATH and that I was moved by what you showed & told us.

While I appreciate you helping my family and me build our wealth and avoid major portfolio blowups over the past couple of years, bringing to light the degree and causes of inequality in our society is far more important. We need to get you a bigger platform.

Having grown up in Brazil in the 1980s, I know firsthand what extreme inequality and hyperinflation look like, and it is not pretty.

Ray Dalio and Neil Howe are fixtures on my bedside table, and I plan to add Peter Turchin’s work next.

Thank you so very much for your impactful work.

First off, I’d like to start with THANK YOU! I am a 59-year-old retired dentist as of November 2025. I’ve scraped, saved and invested with no risk management for decades, basically following the DCA long-only TradFi narrative — always giving back gains throughout this time, which has been extremely painful. I’ve been following you for years, and over a year ago I finally became an official client. The information and EDUCATION I’ve received has literally been life-changing. I appreciate your transparency, honesty, intelligence, and willingness to evolve over time to maximize upside capture and “minimize downside risk.” You have opened my eyes to new ways of thinking (I read The Fourth Turning per your recommendation) and given me the confidence and ability to retire early — which is something I never thought would happen. Regarding the friction over the gold trade, I missed most of that move; I never invested in gold. However, I did open a position over a year ago based on KISS recommendations. During that time, I probably booked enough profits to cover the cost of 42 Macro for the rest of my life and then some. Did I buy the bottom and sell the top? No. But that’s not the goal. The goal is to “retire on time and comfortably,” which is what I am doing thanks to you and 42 Macro!

I have been with the team for 6 months now. How much I regret not climbing on board sooner, all those wasted years. I am a simple retail investor, with enough knowledge and experience to understand what you say. Compounding over time is exactly that, because even with the recent closing the stock position and then buying back in, I am still 14 percent ahead of where I was. It works.

Then I read about those that bought the dip without waiting for confirmation, that my friend could have easily been a type 2 error and on another occasion may work out differently. Just wanted to let you know how much I appreciate you.

First, a big thank you for the excellence of your work. I’ve only been a member for a few months, and I’m already seeing the difference in how I approach the markets. It’s an incredible privilege that you also speak to smaller investors — I appreciate it every single day.

I have been retired for 10 years and have actively managed a portfolio for income with very little equity allocation. I joined 42 Macro to have a stress free equity allocation of somewhere between 25% to 40% of my total portfolio. I am a member of another service that focuses on income so 42 Macro is a great complement. I had large allocations to bitcoin and gold/gold miners and the signals alone have saved me many times my subscription costs.

I’m listening to this week’s ATH. I had to pause and just say thanks to our Skipper and the 42 Macro team for what they do. I continue to be grateful for finding this resource both for my portfolio and for my knowledge gained every week.

I still listen to a lot of other people to see what I can glean but it is rare to find someone as authentic and honest in his goals and delivery as Darius.

I’ve been a subscriber for a year and do not worry about the false alarms. I thought the Bitcoin KISS bearish signal was a false alarm last October, ignored it and it went down 50% at which point I became a full believer in the process. The 50% drawdowns are what KISS will prevent from happening in your portfolio and that is worth the mild annoyance of false alarms and a few extra trades.

I used to be a Bitcoin Maxie, but as Darius said a few months ago assets are nothing more than squiggly lines to make us rich. Don’t get overly attached to any one stock or asset class. Just execute the signals and trust the process.

I’ve been a 42 Macro customer since September of 2025. Not a long time but I’m having a great time. The work he puts out is incredible. If that false alarm is the worst outcome you get from 42 Macro, then we’re all gonna retire on time and comfortable. I’ll be a customer for life. Thanks Skipper for everything you do and can’t wait to ride this out with everyone here.

I may be one of the first subscribers to 42 Macro and have followed the Skipper for longer than that. I am always grateful for his thoughtfulness, consistency and clarity. Stay on for the long term and prudently compound your wealth.

I’ve only been a subscriber for a short time, but what I’ve found is that your systems and teachings benefit me most by forcing me to re-learn the most important simple lessons, which over the years have been lost. I will describe your methods simply as I have put in the title. Slow is smooth, and smooth is fast + compounding. Systematically capture the meat of the move while systematically cutting out the meat of the downside. Then multiply with compounding. Cut the noise, ignore shiny objects, ignore constant narratives, and relax.

I have also gone back to read the book “The Compound Effect” by Darren Hardy, which I think is a big piece of this process. I think that understanding and appreciating compounding gives you more patience, and IMO patience is not an easy thing to acquire. I guess I’m saying that your research has flipped my way of thinking, and it’s very much appreciated.

I remember shortly after I joined, KISS eliminated our Bitcoin exposure. It went up for a few days afterward, and I kept thinking about those few dollars I had “missed.” Then Bitcoin dropped around 50%, and I realized those few dollars would have meant very little compared to what I could have lost in the downside.

My middle school business students return next week, and one of our first lessons will be this: It’s very hard to recover from Type 2 errors. (In investing and life.) They need to know that missing 50% of a downside is far better than capturing an extra 10% of an upside. I’m sure they’ll all yell, “Just Follow KISS!” since that’s our class motto.

Learning to avoid Type 2 errors has removed so much stress from my life. Thanks for all you do for us little guys.

I subscribe to several other paid financial services like 42 Macro and have tried to follow all of them to some degree. I’m now basically going to cancel all of them except 42M. I now fully trust the system I’ve come up with using DR. MO exclusively.

Thank you for the outstanding institutional risk management made available to retail investors. IMHO you absolutely nail the long-term and insights about what’s going on and what actually matters in markets.

Reiterating that KISS is a very good trend following platform with an excellent steward (who we get to hear from regularly). This is not typical at all!

For those who are new or unsure, TF strategies are well suited to the current environment, but volatility is difficult. If you’re still figuring it out and want to stay with it, I’d encourage you to consider having KISS be part of multiple strategies in your portfolio. I use KISS, buy and hold S&P, and some Tbill and chill. KISS has enabled me to participate more than I was before, and solved my concerns about how to invest post 2021 while providing the downside protection I craved as an investor who lived through 2000 and 2008.

On that note, if you were not investing during one of those times you should be very very wary of FOMO, leverage and complacency. Missing out on a 5% upsurge is a lot more palatable than seeing your portfolio cut in half. Or 80%. Or people I knew had that happen AND they had to pay a ton of taxes from options they had kept thinking it would just keep going up.

DD got us out of BTC near the top, got us significantly into gold and then out, moved people back into stocks during a war (which seemed crazy to me, but it worked). By any measure, the guy is crushing it.

The goal of this system is to catch most of the gains while avoiding much of the drawdowns… it’s working beautifully. Add to that DD asset allocation changes (treasuries to gold) and I think most will agree that we are blessed to have access to this service.

Been a member since 2022, definitely at the beginning. I have made a lot of money. Love the work and thanks for everything.

Yes, Darius spends a lot of time talking about fundamentals (and that’s a big part of the value we get from our subscriptions), but he has consistently used his quantitative-based system to invest in the market.

The key benefits of his system are, first, that it has been backtested extensively over many decades, and second, that the “degrees of freedom” (parameter complexity) in his signals are QUITE LOW, making it extremely robust over the long term.

The point is that you build a system to help you manage risk so you can look through the noise, the market manipulation, and the jawboning, and so you can get off the bus just in time. And you don’t second-guess it when emotions stir up. Dr. Mo is the best such system I have seen available outside institutional settings.

And I’m personally grateful to DD for making it available to me.

I’m a 1 year subscriber and very grateful for all the work you and your team put in daily to provide this information to the members of this community. Since joining I’ve been not only increasing my returns but especially I have the confidence to push the trigger in my portfolio when it’s necessary.

Thank you DD, really incredible. One day, when my kids are older, I will tell them how we got here. Wouldn’t be possible w/o 42M and even with the absolute carnage in the markets I am absolutely chilled and just execute the signals. Thank you again.

Thanks, but mostly for the peace of mind of having a trustworthy analyst and a model to follow. I sleep quite well and that’s priceless.

Again, thanks so much.

Thank you Skipper! I have been around the block and this is simply the best financial advice for the retail investor I have found anywhere.

Thank you for the very enlightening ATH this week. As a semi-retired person in my 60s this hit home. The price of this service is worth its weight in gold.

Time to go on vacation and react to any SMS portfolio pivot messages from you. God Bless you and your family. Thank You.

I looked at our portfolio’s performance since we implemented it Dec 2024.

42M KISS: 21% return

SP500: 21% return

KISS Max Drawdown: 6%

SP500 Max Drawdown: 19% (April 2025)

Is it worth it to pay 42M for a 3X return per unit of maximum drawdown?

For us, it’s an absolute and resounding YES!!

Today’s ATH presentation helped me reflect on how I handled the previous transitions. It made me realize how important your commentary is in the days and weeks before KISS actually signals a change. You prepare the community that the underlying dynamics of the market are changing and that if it were to continue, KISS portfolio construction would change. That allows members to be ready to “dispassionately execute” on the signal. While maintaining KISS weightings the past month or so, I have been using the daily Dr. Mo and VAMS charts to transition away from the crowded high-beta arena to more defensive sectors. This has minimized my drawdown already relative to high-beta portfolios if in fact a full-blown correction began June 2nd. Please continue the great work!

I must first say thank you so much for all the work you do. KISS/Dr. Mo is such an excellent system for keeping us on the right side of things. Very easy to apply in a taxable account where we have total control.

Thank you Darius — you’ve changed thousands of lives, mine included!

The service that 42 Macro provides is outstanding and I get so much out of it! I also learn a lot from the community conversation and all the smart investors that subscribe.

I spend a lot of time in my head trying to piece all these economic/technological/political forces together as the news flows every day, and ATH provides great insight that puts my mind at ease in terms of providing a framework for how to put the pieces of the puzzle together. This service has raised the bar in terms of what I consider ‘value’.

I feel way more confident with my overall strategy because of KISS.

KISS is perfect for me. I got super fortunate when crypto was ripping and then made well over 120% on the precious metals and miners last year. Now I want to be very diversified but still hedge downside risk. I don’t care about trying to beat the market at this point.

I just don’t want to lose everything in a bear market since I’m hitting the big 4-0 this year.

Thank you for the great work that you and the team are doing. I found a lot of value in the weekly Around the Horns, and wanted to implement a customized version of KISS, so I recently upgraded my subscription to the Pro subscription to also get daily VAMS signals.

Your work with KISS is on par with what John Bogle did with passive index investing for average investors. It’s the next evolution of that. In the grand scheme what you charge is a deal for this level of risk management and you solved the taxable issue with the ETF. Keep up the Lord’s work.

Thanks again for being such amazing stewards of our wealth! I cannot emphasize enough how much time and stress you are saving me.

DD is brilliant. I can’t believe how he keeps so many macro dynamics and probabilistic scenarios juggling in his head, all the while proactively iterating the KISS approach as needed to keep our assets safe… even crazier that he is able to articulate everything on the fly in podcasts and live interviews.

Lost a crap ton of my portfolio in 2022. I joined Father’s Day 2023. In 2025 I finally broke even. KISS doesn’t have to make me rich, but it does need to protect the decades of effort I have put in to get to this point. I now fully expect to retire on time and comfortably.

I grew up pretty poor, and my single mom moved around a lot to places “we could better afford.” My dad had moved away and I had virtually no financial literacy growing up. I am teaching my kids about investing, and my daughter is learning to manage her small portfolio with babysitting money. With the help of KISS and with the gift of financial/investing literacy you’ve helped to share with us, our family tree has been changed for the better as well. She’s counting on KISS for her future as well. We appreciate every second of work you put in, so that we can live, and give to help others.

Hope all is well and thanks for providing my family fantastic research to keep us on the right side of Market Risk. I have been with 42 Macro for the past 6+ quarters, couldn’t be happier. I love and appreciate everything you do.

Today marks the day that I will unfortunately be unsubscribing from 42 Macro, as another chapter in my life has begun.

When I first started watching you on YouTube via your channel’s Macro Minutes, I didn’t realize how great of an individual I was learning from. I heavily admired your “purple tie,” centrist, pragmatic approach to markets, and quickly put you to the top of my list in terms of macroeconomic individuals. I found you roughly two years ago, and was hesitant initially to pay, but knew your institutional-grade risk management process was light years ahead of anything at the price point you were offering. It was only after hearing your story, Darius, that I truly understood why your price point is what it is, and for that, I’m grateful.

I started my two year journey with your team with a humble 60K in a taxable brokerage. Your investment process, KISS and Dr. Mo, propelled my account to 115K at the time of writing this. Today I closed on a house for 305K with 100K down.

I just want to say how fortunate I am for you, and that I will continue to follow you via your channel and your work being done with Adam Taggart. Your story touched me, as I’m sure it has touched many. Very much love, and I will be there for your next chapter in politics someday as I similarly yearn for a better future for our children.

I have very slowly — and very painfully — come to the complete recognition that your quantitative systems beat my (overly-bearish) biases every day of the week, and twice on Mondays. Heeding the advice of YouTube technical analysis circus barkers has kept me thinking, time and again, “surely… THIS must be the top,” repeatedly putting myself on the wrong side of market risk over the last 2 years. All along, your KISS and Dr. Mo frameworks have pointed the way home.

Those of us who subscribe should count our blessings that for $100 or $200 a month we have access to this level of analysis. The value proposition is almost absurd when you think about it.

All I can say, brother, is I hope you’re around for at least another 10 years — because we’re going to need you.

Thank you so much for sharing. It’s a blessing to receive financial education alongside such a great system for portfolio management.

Just want @DD to know that I am happily part of 96%, and hope to be subscribed until the end of my days. Thank you DD and the 42 Macro team, you guys are doing phenomenal work. I’d say what we are getting here is the best value for the money anywhere on the internet. Keep up the great work. It doesn’t get any more stress-free than this when it comes to investing large amounts of money.

I have been a member for some months but this is my first post. Given some of the posts recently I just wanted to add a note on my appreciation of 42 Macro and KISS. Subscribing to 42 Macro has improved my investment returns significantly and has been an education in financial markets in itself.

And all this at an important juncture in my life. I was made redundant a few months ago and simultaneously became an older father. The subscription gives me confidence in my ability to provide financially into the future.

My clients, my family & I appreciate your research. We can’t thank you enough.

Your research is incredible & you’re an incredible person. If people don’t realize that, I wish them the best; they won’t find a more Goldilocks situation.

Darius — thank you so much for what you and the 42 Macro team provide. I echo what so many have said, that your service allows me to sleep well.

Thank you for all you do. One year with 42 and so much happier and less stressed. Returns have been outstanding. Excellent work. Much appreciate being on the right side of risk.

The transparency is outstanding and gives me so much confidence. What a great community we have here.

No question for this thread, just a big shout out to DD. If any of you had any question about what a great person DD is, rest assured, he is the real deal. My son and I had the opportunity to spend a little time with him at an event this past weekend and he couldn’t have been more humble and gracious with his time. Just wanted to say thank you for sharing that big brain of yours with the everyday people like us, and I sure hope that you continue to do this for many years so my son will have the pleasure of following your knowledge as well.

I really do love dispassionately executing the trades and getting on with my family and work life without being a part-time macro expert.

I joined 4 years ago to try and time the BTC bottom. I stuck around, trusted the system and I’m a different investor now.

My family and I thank you. Our financial position is improving year by year thanks in large part to your generous sharing of your wisdom and the energy you put in every day.

KISSing your retirement

I often hear the KISS portfolio described as a strategy to “help you retire on time and comfortably.” As someone who has already done just that, I’d like to offer another perspective: KISS isn’t just for getting TO retirement, it’s also an excellent approach for staying secure IN retirement.

The goal of investing once retired is to protect against left-tail risk without giving up meaningful upside. Bonds used to play that role, but in today’s environment they’ve become more of a drag than a shield. What KISS provides is a smart, disciplined framework that reduces downside risk while still allowing for real growth.

In the past two years with KISS, I’ve experienced the best returns of my investing life, without the stress and sleepless nights that often come with managing retirement savings. That peace of mind is priceless. And the only thing that might make it even better is when you launch your ETF!

Thank you Darius and Team 42.

I just want to say thanks not only for KISS and Dr. Mo but the time and effort you and the team put forward to educate us retail investors. I have learned so much from you and the team. I am a self driven individual and love learning about markets and continue to expand my knowledge and experience. I love it so it’s not work. I actually enjoy it.

The education alone is worth the compounding effect alone. I just want to say thank you for taking the time to share that knowledge and also humble enough to know we are lifelong learners and mistakes are usually our best teachers. Thanks for your words in the Around the Horn and being humble.

Thanks for all you do. For anybody that wants to expand their knowledge and understanding of financial markets the education alone is worth it imo.

Anyways I just wanted to say thank you.

Your strong ethics shine through everything you do. Your commitment to helping the “average” folks not only navigate but thrive through these confusing times, and despite a rigged system, are a comfort and an inspiration. Please know you are making a difference!

Newer subscriber here and all I can say is thank you.

What you provide to the non-professional is immense value. I’m a more advanced individual investor and find your insights and tools invaluable for my portfolio.

We are in some very interesting / treacherous economic times and the approach 42 Macro provides is top notch.

Hello Skipper, absolutely love your service, your analysis, your values and most importantly how you make it simple for the average retail investor to succeed.

Having worked on Wall Street for 35 years at some of the premier banks — GS, JPM and UBS — investing with 42 Macro is a no-brainer. Darius Dale was recommended by a friend of mine who is one of the best growth managers in the industry.

Thank you, DD, for moving us away from treasuries and into gold when no one else could see over that horizon. That call took courage and conviction and we are eternally grateful.

Thank you for your tireless efforts in offering an investment solution that reduces the common risks most investors experience in managing their portfolios. Your extensive research is unparalleled and so very much appreciated by many. It’s a privilege to utilize KISS, if not for my entire portfolio, then at least for the portion a single mom raising kids on her own left for her offspring. It was everything to her, and I’ll entrust KISS to keep that money safe, so thank you!

KISS lets me play Big D Defense while I sneak a peek at Dr. Mo every so often to play little o offense. 2 years now and the system has treated me well.

I am a retail investor. 30 years ago I started buying SP500/Nasdaq every month. I was making $12/hr so I bought what I could.

I joined 42 Macro because I am retired in my 50s, and I see the system as a great help in a future that might contain a lost decade for market returns.

I believe in the process and have been slapped around a bit here and there when I thought I was smarter than the KISS signals. I also worried early on in KISS about tax liabilities. Those worries are not gone, but they are not my primary thought — a lost decade of returns and a failed retirement is.

I am appreciative of the system and the team at 42 MACRO!

I’ve been a member for a few months now and your work is absolutely incredible, so thank you for all the research and the relief it brings!

I’ve been following KISS for the past 3 years with great success, and I can confidently say that 42 Macro is by far the best macro risk-management firm out there. You’ve completely changed the way I think about investing and risk management, and it has had a life-changing impact on me.

I’m just blessed to have discovered KISS when I did.

Thanks for all you do. I have spent 30 years living through market ups and downs and your process/approach has reduced the vol in my life.

Really appreciate all you do to keep us informed and safer and sleeping better at night!

Thank you, DD, for the exceptional signals and research. Losses are just part of the game but I can confidently execute the signals and sleep well at night knowing 42 Macro is the best of the best. So happy to be a part of the community and watch my retirement grow. And a standing ovation for the call on gold years back — you said back then it was a hard call to make.

I am very impressed by the comprehensiveness of the materials and the tremendous work the 42 Macro team has put into delivering such high-quality output and value to subscribers.

Thank you for the quality of the analysis and the framework you’ve built, which has greatly improved my understanding of markets.

Thanks for all you do for the community! My portfolio has outperformed benchmarks by a significant margin with the help of KISS and Dr. Mo.

Thank you so much.

For working so many hours tirelessly for all of us.

Keeping us on the right side of the trade.

Taking the burden off my shoulders, allowing me quality time with my family.

I wish I had joined earlier. I did not want to part with the subscription, but watching you for so long on Thoughtful Money since 2022 and being endorsed by Adam convinced me to make the plunge.

I am so grateful to be here.

I am grateful to both the circumstances and the friend who introduced me to 42Macro. Since joining the service, the impact on my daily life has been significant; I’ve been able to filter out the constant noise from YouTube and X, allowing me to be more productive and, most importantly, spend more quality time with my family and in personal reflection.

I just wanted to express my gratitude for all your awesome research and the great peace of mind it has given me in navigating my portfolio during these uncertain times. Wishing you many blessings.

DD, just want to thank you for demonstrating leadership that is tied to and motivated by holding BIG goals. Thank you for having the courage to step away from [former employer] and create this platform while keeping yourself accountable to the BIG things. So rare from anyone from the Wall Street world, and proud to be here with you. I too dream about how we get to that E-shaped world!

I am a huge fan of DD and 42 Macro, big time. I have converted 3 longtime friends to join, great fun.

An ETF would be the perfect solution for my children and grandkids. They know how to work and save, and I have offered, and one child has accepted, a subscription to 42 Macro. At minimum, I encourage them to listen to the Macro Minutes.

Congrats Darius — just saw you on Bloomberg — very impressive!! Hope we do not lose you to greener pastures 🙂 I am thankful to have been a part of this community since the very beginning and so is my portfolio!!

Thank you, Darius! I do appreciate that you CARE about us achieving our retirement goals! In my experience, this is rare. I have learned, also from experience, to set aside my ego and let a winning, reliable and tested investment framework do its work for me. For some reason it is harder than it should be 🙂 I do think that self-education is important and I have been working with the 42 Macro education materials. Thank you for untiring and relentless revisiting of the golden nuggets that may seem [too] obvious to some people, judging by their questions and comments, but I disagree — decisions seem simple only because they rest on a mountain of preparation and experience. I doubt that I or anyone can run a KISS or Dr. Mo portfolio even after seeing thousands of slides and spreadsheets and seeing hundreds of presentations. Successfully running a portfolio is hard and mistakes are expensive — I am glad for the Skipper to handle that! The 2-decade investment horizon noted!! I should be happily retired by then.

P.S. I would love to know more about your ideas to resolve the K-economy problem. Please let me know if there is a place where you have published or are going to publish them. Again, thank you!

The thoroughness of your response to this post is testimony to why we put our trust in 42 Macro. While I will continue to up my game, a deep and profound thank you for helping us “get there” in more ways than one!

Thank you for the transparency on the Bitcoin VAMS optimization. Faster recovery participation without sacrificing drawdown protection is the holy grail for trend-following models, and your willingness to publish updated backtests for the community to evaluate is a level of intellectual honesty most shops do not match.

I am getting smarter about investing and slowly but meaningfully adding to my 42 Macro portfolio bucket for wealth preservation. Glad to be a client.

The framework has helped me think about my portfolio in clean buckets. Core HODL for protection against debasement. Concentrated positions in companies I believe are bettering humanity. A growing 42 Macro bucket for wealth preservation. And a fiat bucket for patience to compound and paying the bills. Each one has a job.

Thank you for the continuous improvements and for the broader work.

I like to think of KISS as an advanced version of the basic Boglehead approach. Obviously more active with a risk management approach but still simple in its implementation.

I started my retail investment journey during the late 90s when we would literally throw darts at a board and buy individual stocks. 2000-1 wasn’t kind so I switched to more conservative dividend companies, and then exited before the GFC. But then I didn’t get back in until 2012, when I became a huge fan of Vanguard. I avoided the COVID drawdown but missed the recovery. Trying to figure out how to reconcile competing and plausible narratives, I found trend following and then 42Macro.

If any of this sounds familiar, KISS is the right answer for today’s times. Listen to the narratives but follow the math. I have a wife, kids in middle school and a job, so keeping it simple Bogle-style still fits the bill. Having risk management allows me to invest more (counterintuitively).

Following KISS has saved me hundreds of thousands of dollars from sidestepping the Bitcoin drop from the $100k level. I’ll continue following KISS 🙂 If it starts trending back down, I’m sure it will get us back out.

Trust the process! I’ve regretted every time I didn’t trust KISS and have been singing the praises of all the times I followed it.

This process is fascinating. So far, every time that I challenged KISS, KISS won and I lost. Fascinating process!!!

What I like about the KISS model is that it simply answers the two most salient questions: Are we risk-on? If yes, how much and what? I use these core signals as the foundation of my investment strategies now.

For me, 42 Macro gives me confidence to be, or stay, invested in the market when I may be more neutral or bearish, and I appreciate trend-driven systems. I follow KISS to get me out without mega losses and stay in the market with good risk management. I do not know better and enjoy the more stress-free approach of following an overall system rather than fiddling and being more like a day trader. Thank you, Darius and 42 Macro.

KISS and Dr. Mo have been great and I manage the majority of my portfolio with KISS.

I really appreciate the 42Macro process and find both the research and the signals incredibly valuable.

“Reminder that you don’t have to sell the exact top or buy the exact bottom to achieve your strategic investment objectives.”

To me, this is one of the most important of the many lessons DD has taught me. This is a marathon, not a sprint — the more I let go of the emotions of not timing things perfectly and just methodically executed the KISS signals, the more I enjoyed life and saw the chart of the value of my portfolio consistently go up and to the right.

Thanks 42 Macro — game-changing!

During the Covid crash, 2020, I experienced a 48% drawdown in my super risky portfolio. I sold to cash at the bottom and I was devastated and felt shame for years with my life savings cut in half, then too scared to reinvest. I thought I could handle the risk, but quickly learned I couldn’t. You never truly know your risk tolerance until you feel the loss of your hopes and dreams evaporate before your eyes.

I was 38 years old and have since gained it back, in the last six years, through saving from my career and learning the basics of index funds, but I will carry that loss with me forever, knowing how much wealth I could have had in my later years.

Now risk management is the most important thing to me. I spent years in low-volatility index funds and bonds, and then my journey sent me to risk-parity-style portfolios with highly volatile individual investments. In 2025 I discovered 42Macro on YouTube and finally made the plunge in 2026. I feel this is the best investing style for me.

Thanks team!

Darius, excellent post. You mentioned that there are other risk management overlays, but retail does not have access to them. So true. Retail has access to RIAs, and some won’t give trading signals — not even at their regular hourly rate. I spoke to one RIA and asked if she would provide portfolio construction guidance to me while I implemented the trades, and she refused to work with me. I found someone who would, and I had him on retainer. His hourly rate was $195/hr. to discuss portfolio composition, position weighting, and capital allocation. Your service is perfect, and responsive to a real need — actionable trading signals for retirement savers. Thank you.

I too have been a subscriber for almost two years now.

How the system transitions from a market-off regime to a market-on regime is very impressive.

I’ve been a subscriber and religiously following KISS for the last 3 years, and I’ve made better returns than I would have under the RIA I used to pay 1% to. I’ve got a job that pays well and keeps me very busy — I don’t worry about false signals at all; I just do what KISS tells me to do without delay, and it’s worked out well.

Being on this journey with you as the Skipper from the beginning of 42 Macro has taught me a lot about myself and how I react (or not react) to the “tapping of the shoulder.” I have tracked every change in KISS since the beginning, from going “All-In” or “All-Out” at every tap/change in allocations vs. a proper DCA process per your guidance. This has developed an immense trust in the KISS process and allowed me to “fire” every other advisor I have followed. I have tracked over 10 portfolio strategies since 2021, including KISS, and the drawdowns on some of those portfolios have been eye-opening to me. The way you have improved my mental health and our family wealth is immense. I can’t thank you enough. My wife can’t thank you enough. God Bless You, Darius Dale, and your whole 42 Macro Team!

I used to hear a lot of “Who gets you out?” but then they fail to mention not getting you back in and, even worse, shorting a face-ripping rally too early. KISS gets you out and back in without the emotion, reasoning bias, etc. Keep it simple, silly 🙂

I’ve spent the last 30 years avoiding as much left-tail risk as I could. Looking back, I did “ok” in that respect. However, neglecting the right-tail risk ate my lunch. If I had had access to this kind of service all those years ago, I am sure my net worth would be at least 2X. So my advice, especially if you’re still 10+ years away from retirement, is to take full advantage of the system.

Can I just say that I’m grateful to have systematic risk management in place so that I don’t really have to try to figure out if I’m right, my favorite experts are right, or the market is right. That used to cause me a lot of stress and I’m starting to feel it reduce (relatively new here). Especially over the last few weeks while I was on overseas holiday with my family. Same time as last year, ironically (school holidays), and last year I was pretty stressed, if anyone remembers the first few weeks of April. Similar market action — hard drop, fast recovery — but a very different journey for me. I was able to enjoy the holiday this year. Imagine the difference: last year trying to figure it out on my own, this year just log on to 42M and check the dashboard. Didn’t even listen to ATH or MM, just need to see the gross exposure and done. So thanks, 42Macro and DD — the financial outcomes are not the only benefit to this service.

DD’s point on “missing the best days in the market” propaganda sums up 90% of advisor thinking in this space. I roll my eyes whenever I hear that.

You can also have better returns by missing the 10 worst days in the market too, but no one talks about that. Most RIAs are just asset gatherers and relationship managers. Even after I got my CFP designation I was shocked at how few people actually provide any level of meaningful estate, tax, or retirement income advice. It is sad, but the industry is slowly shifting.

I have a deep love for my clients, my job, and the game of macro investing so I am always working to improve my process and results. In the end, most clients that will work with an advisor don’t understand 99% of what we all talk about here. The value they seek is offloading that work to someone who only focuses on it and the broader role the advisor can serve them in.

If more advisors understood the cognitive biases that DD talks about they would be all over KISS, because it solves for the reality that the pain of losing money is 10x greater than the joy of gaining money. But most advisors wouldn’t try to think outside the box. The reality is that most RIAs still work with fund companies that are built on relationships and “soft dollars” like lunches, gifts, support, etc. Unless you are working on a flat financial planning fee basis or with a fee-only advisor, it is hard to know that these conflicts of interest aren’t coming into play. At the very least people need a CFP because I am required to explain all conflicts of interest if any do exist.

Thanks Skipper, thanks to you my family’s finances are doing well. However, I keep a sleeve of funds that are supposed to perform on edge over 42Macro, but I hate to say that the “sophistication” of my analysis, charting, reading and so on is not even on par with the baseline, as this v-reversal has caught me off guard and I have not even deployed the baseline capital that KISS has already deployed. I’m still sitting in 55% cash and some of my current positions are still defensively aligned with the war. My bullish reflation theme positions aren’t sized appropriately and currently my portfolio is flat. I’ve come to the realization today that my “sophistication” is causing inaction and slow execution, while the simplicity of KISS is that we check the dashboard and follow the pie chart. Thankfully it’s kicking my ass, but also a rude awakening.

Have to praise the 42Macro team for taking the proper risk management during the lead-up to this war and also trusting the system to putting risk back on. As a new subscriber (6 months or so) I’m glad I’ve found this system, and today I will re-examine my own practices and look myself in the mirror.

I have a little more time at the moment, but as I see work ramping up on the horizon I think I may have to kill my ego and just admit I am not that great at trading and apply KISS & Dr. Mo to my own “edge” sleeve, and just enjoy reading about trends and geopolitics separate to analyzing actionable insights for the market.

DD, outstanding effort and information. I’ve been here about a month now and I’m really appreciating the value you and 42M provide. Thank you and keep up the great work!

That’s the exact reason why I joined 42M. How can I navigate the current environment as a retail investor? It’s madness out there, lol.

I don’t pretend to have the skill, time, or patience to deal with this thing. 42Macro provides that rudder to help me steer the ship. Hard enough as it is, and add flying blind with no overlays/institutional-grade info. Adding to that is this forum, which I’m really coming to appreciate. Lots of talented smart members and it’s great for me to read, get ideas, ask questions. Community in it together kind of thing.

I’m going to be blunt. I’ve been studying macro for several years now. I learned a lot but executing on it is exhausting and causes constant anxiety. After I found 42 Macro I have almost completely stopped studying (mostly because that isn’t my professional field) and I just do what KISS and Dr. Mo tell me to do. If it says buy, I buy. If it says cut to half position, I do that. And I DON’T WORRY about daily swings. I didn’t do that when I started here and I got burned. I thought I knew better. I thought I had an inside edge. But actually 42 Macro is the inside edge.

I am retired and have been managing my own money for over 25 years. It seems to me that so many of you are so short-term focused instead of looking out 5 to 10 years. KISS and Dr. Mo have been a blessing for me. I manage 90% of my money strictly with KISS and 10% a bit more active with Dr. Mo. In 25 years I have had lots of whipsaws, and if that whipsaw means I sold and bought back higher, that is OK. I always look to catch the middle 90% of a move. If I miss 5% off the bottom or 5% off the top, that is OK with me. KISS does that for me and I love it.

Darius, given that no good victory lap goes unpunished, I’ve been quiet about my gratitude for the opportunity you’ve provided. I have traded my entire adult life and, due to a cautious nature, I have ALWAYS underperformed the market. Over my three years with you, I have achieved seven-digit returns, completely overcoming decades of underinvestment. I now deploy my strategies with your Red Light/Green Light conviction. When the market moves up, I’m participating in the right factors. Most importantly, I was able to buy a house for my daughter this year. Thank you!

There’s an amazing community here that is willing to share their knowledge and help you grow into a better and more profitable investor. If you treat others with kindness and respect, you’ll get it back in spades. Best of all, Darius is quite active in the Community Chat, which is great!

Overall, for many of us, joining 42 Macro has been one of the best decisions we have made in our lives.

Happy to be here as I joined 42Macro today. A big reason I made the switch was that I got frustrated with how much emphasis my old service placed on constant trading, sometimes 10 to 15 trades a day. Like many of us, I have other responsibilities, and I’m not interested in trading that often unless it actually improves returns, which it didn’t for me.

I really connected with something Darius said in a YouTube video about overtrading not making sense if it does not lead to better performance. That captured exactly how I had been feeling. It’s also a bonus that he is less arrogant than his counterpart.

At the same time, I’m very much a growth mindset person, so I did not want to leave behind the Ray Dalio regime framework and the fractal math side of the process. I continue to follow both and genuinely enjoy learning more about them.

That’s a big part of why I’m excited to be here, in a community that seems focused on keeping things simpler, trading less, and still being prepared for the bigger market moves.

Firstly, just want to thank you for keeping my retirement on time and, importantly, forecasted to be comfortable. I have been a subscriber for a number of years and have always appreciated the fact that your model portfolios are strictly based on a data-driven system that ignores the noise. The reason I am a subscriber is that I am happy to put up with a few drawdowns as long as I don’t get hit by a 2008-style drawdown. For any newbies here, Darius has been extremely good for my investment portfolio over the previous years and I’m very happy indeed.

I have found a solution to these human behavioral problems that have sabotaged my portfolio countless times. Each time I feel the fear of missing the rip, or the fear of my portfolio losing value (admit it… we all feel this), I read the last few Leadoff Morning Notes, the last Around the Horn, or the last Macro Scouting Report. The irrational feelings subside, and I feel a zen sense of calm and rational confidence that has evaded me for my entire 40-year investing career. Try it… it works for me.

At 47 years old and after going through a variety of trading subscriptions, I’m truly elated to be a part of this 42 Macro Team… and I’m so impressed with how much Financial Education we have at our fingertips!

So, thanks again for all of the amazing work that you and your team do and the reflective humble attitude that you display as you help us to navigate through these choppy waters of the market.

We know we’re gonna get wet… We know that some waves will probably splash into the boat, but Dr. Mo and KISS will never let us take on too much water to the point that we capsize and sink. And it only takes one big drawdown to wipe you out… So, I’m going to continue to follow these signals, so that I can grow my family’s retirement account slowly, consistently, and safely, ensuring that we’ll be around to sail another day!

Thanks for the transparency, your accessibility, adaptability and your engagement with the community and its ideas. 42 Macro is a high-value-for-money service.

As always, thanks to you and your team for the outstanding work and awesome value that we have access to. I can see that early retirement is so dang close!

I just want to say I appreciate the transparency, the accessibility, and the willingness to improve the process in public.

A lot of platforms would either stay vague, get defensive, or hide behind polished marketing language. Instead, you engaged directly, explained the trade-offs, acknowledged the issue, and laid out a practical path forward.

To me, that level of access and openness is a huge part of what makes 42 Macro stand out. The value here is not just the signals or the framework, but also the education, the iteration, and the fact that members can actually see how the process is evolving in real time.

What builds trust is transparency, accountability, and a clear commitment to improving the product — and I think this thread showed exactly that.

Appreciate you and the team!

Your commitment to continuous improvement is one of the reasons I’m here. Keep up the good work, DD!

DD, thank you for the transparency and for always iterating on the process. The cloud migration and decoupling signals from reports are great improvements that make this platform worth so much more than what we pay for it. Grateful to be part of this community!

I personally haven’t found anything close to 42 Macro — regardless of the price point. Dr. Mo has been huge for my practice and how I manage portfolios.

The system, however, is very, very good. Per your suggestion, here’s SPY since 2018. Dynamic is using SPY with Dr. Mo indicator (no shorts, just out of market when position should be 0 or short). I have it moving out one day after signal (because I figure I’d miss it day of) and moving in one day after signal. Cuts out the majority of left-tail risk while keeping you overwhelmingly invested when there is money to be made.

In terms of fundamental analysis, I haven’t seen anyone more accurate than DD.

Your willingness to engage is commendable. As a retail investor who lived the dot-bomb up close and personal, sidestepped 2008 but lived in fear for too long, I appreciate what you’re doing. KISS gives us a backstop against the worst-case scenario, which — having lived those crazy times, and the crazy times we are in now — is worth its weight in gold.

I found 42Macro through another person who tried to mentor the public about what was different in today’s investing epoch and why trend following was the best solution. I think he burned out on the flak he took online, but he was right. Is right.

You can’t convince everyone.

You’re doing great work here. We appreciate you. I slept much better the past few weeks — that was reassurance enough I was doing the correct thing. Worth every penny of the subscription.